Help For First Time Home Buyers in Germantown, MD

Financing your new home purchase in Germantown, Maryland for first time home buyers.

One of the most important steps for a first time home buyers to make is getting a lender review of the buyer's credit report.

If everything is fine, fine. If everything is not fine, time to get to work on that credit report.

Homefinders.com is ready to take you on a tour of homes. That is a good first step. Our Homefinders.com agents in Germantown are qualified to determine your estimated price range. This is adequate to LOOK at homes. However, once you understand what your money will buy, it's time to get PRE-QUALIFIED or PRE-APPROVED.

WHAT'S THE DIFFERENCE??

Pre-Qualified means that you are CREDIT APPROVED. A lender has reviewed your credit report and made the determination that you are credit worthy and ready to buy a home.

Pre-Approved means that your lender has reviewed your credit report and has verified the credit information contained in the report. Employment, assets, liabilities, etc. have been verified and the loan has been underwriter approved. This is as good as a credit card to buy a home.

Either way, once a lender has reviewed your credit report, determined that you have the income to qualify and money to close, YOU ARE READY TO FIND A HOME TO BUY.

Homefinders.com will be with you every step of the way from home search to settlement.

Contact Homefinders.com to tour homes in Germantown

Germantown Real Estate
A part of the Homefinders.com Network